Kornelija Kazlauskas 
If you’re a frequent traveler premium travel credit cards can provide exceptional value with their exclusive perks and travel credits. Two popular options to consider are the Capital One Venture X vs Chase Sapphire. Let’s compare their key features in order to determine which one is the perfect fit for you .
Capital One Venture X Rewards Credit Card: Lower Fees and Additional Users
The Capital One Venture X Rewards Credit Card stands out with its significantly lower annual fee compared to the Chase Sapphire Reserve. With an annual fee of just $395 it provides a more budget-friendly option compared to the $550 fee of the Sapphire Reserve . Also when renewing the Venture X card you’ll receive 10,000 bonus miles each year which further reduces the net fee you pay. In terms of adding authorized users the Venture X Rewards Credit Card allows up to four authorized users for free allows you save up to $300 annually compared to the Chase Sapphire Reserve.
Chase Sapphire Reserve: Considerations for Eligibility and Ultimate Rewards
Due to the Chase 5/24 Rule applicants who have opened more than five new credit cards in the previous two years can not be qualified for the Chase Sapphire Reserve . Authorized user accounts are included in the total under this rule . For people who do not qualify for Chase credit cards the Capital One Venture X Rewards Credit Card offers an attractive option because it does not have this restriction .
When it comes to earning rewards the Capital One Venture X Rewards Credit Card takes the lead with its unlimited 2 miiles per dollar on all purchases and surpasses the non-category bonus spending of the Chase Sapphire Reserve .
Redemption Value and Dining Benefits
While both cards allow you to book travel with your points Chase Sapphire offers higher redemption value. Cardholders enjoy 1.5 cents per point when booking flights, hotels and more with their Ultimate Rewards points which provides 50% more value compared to the Capital One Venture X Rewards Credit Card .
If eating out while travelling is a big part of your trip the Chase Sapphire is a better option. It gives 10 points for every $1 spent on Chase Dining through the Ultimate Rewards site along with 3 points for dining, takeaway and delivery. On dining spending the Capital One Venture X Rewards Credit Card offers just 2 miles for every dollar spent .
The Capital One Venture X Rewards Credit Card is currently a better alternative despite the fact that the Chase Sapphire Credit Card has long been a popular choice. It presents a strong alternative with lower annual fees, bonus miles upon renewal, no additional cardholder fee and cell phone insurance. But the Chase Sapphire could be a better option for you if you place a larger priority on excellent dining privileges and bigger redemption values . Thoroughly consider your travel preferences and the advantages you seek before making a choice.
