Aqua Finance is a Wausau, Wisconsin-based personal lender. This agency, which was founded in 1985, is not certified by the Better Business Bureau (BBB). Aqua Finance provides personal loans and funding to people and organizations in a variety of industries, such as HVAC/home renovation, clean energy, recreational vehicles, and landscaping.
Have a peek at the number of internet complaints if you want to see how dissatisfied customers are with Aqua Finance. Most original creditors, credit card companies, and other businesses now include arbitration provisions, which indicate that if you have a complaint against them, you must file your claim in arbitration. Then, you can resort to a lawsuit.
Arbitration restricts discovery, is not open to the public, has a restricted appellate procedure, and, most crucially, is predominantly sponsored by banks and large corporations. While getting a fair chance in arbitration can be challenging, the good news is that there are hundreds of credit harassment claims filed in arbitration. One must know how to vigorously defend these cases against significant banks and corporations, even when arbitration is required, in order to conduct a proper lawsuit.
Telephone Consumer Protection Act (TCPA) Lawsuits might Earn you $500
The Telephone Consumer Protection Act (TCPA) safeguards you against robocalls, which are those obnoxious, automated, pre-recorded calls that computers make all day. When you pick up the phone, you can know it’s a robocall since either no one answers or there is a wait before an actual person answers. If Aqua Finance breaches the TCPA, you might earn $500 per call from a lawsuit. If you received a call from this agency that sounds like it was pre-recorded or was chopped short at the beginning or end, these are indicators that the message has been pre-recorded. If you have these messages on your mobile phone, you may have a TCPA case against the agency.
The Electronic Fund Transfer Act (EFTA) Ensures your Lawsuit
The Electronic Fund Transfer Act (EFTA) safeguards electronic payments made from bank accounts. If Aqua Finance made improper withdrawals from your bank account, you might be able to file an EFTA lawsuit against the company. Aqua Finance, as with most collection agencies, seeks to set up regular payments from customers; consider how much money it might gain if hundreds or thousands of customers paid them $50 – $100 or more each month online. If you consented to this sort of recurring payment, the agency must take specific procedures to ensure compliance with EFTA.